We are happy

Why should customers get all of the rewards? Happy Processing is a Merchant Service Provider that gives you cash back on your processing fees. Now that’s something to smile about.

Get cash back on your credit card processing fees

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Fast Funding

90 percent of the time the application for financing is approved in 4-5 hours with a maximum of 48 hours to approval. The maximum time to have the funds readily available is 72 hours.

Highest Approval & Funding Rates

We have the highest approval rate in the MCA industry. 98% of our applications get approved and funded. Most importantly, we can accept credit scores of 500 and even lower and get you funded in 72 hours maximum.

Low Credit Score, No Problem

Are you afraid of applying for a business loan because your credit is less than stellar? Remember, WHEN THE BANKS SAY “NO”, WE SAY “YES”. Credit scores of 500 and below!